Articles
The Principle of Mutuality, Competition and Social Value
Since early 2022, Ireland’s financial sector has faced a significant paradox, particularly in its credit union system. Despite a widespread network of credit unions, there has been a concerning rise in money lending activities across the country. Notably, credit unions are under-lending, with only 27% of their deposits currently lent out in loans, leaving an immense €15 billion un-lent and not deployed to maximum advantage. This situation has compromised the financial health and sustainability of credit unions and hindered their community service capabilities.
The Global Impact of Financial Franchising: Finalysis Case Study
This article delves into the journey of Finalysis, exploring its expansion into various international markets, starting with the United Kingdom. Supported by Enterprise Ireland, Finalysis ventured beyond its borders, marking the beginning of a journey that would reshape its business landscape.Manufacturing Co. streamlined cash management with our automated treasury platform in 2021, enhancing reporting efficiency.
Transforming Credit Unions: The Power of a Centralised Treasury Operation
Credit unions today are facing significant financial challenges. The combined impact of regulatory changes and the economic aftermath of the COVID-19 pandemic has led many into a state of reduced profitability. One solution that is emerging as a potential game-changer for credit unions is the adoption of a Centralised Treasury Operation.
Nature of Banking Relationship
The nature of banking relationships is a critical component in corporate finance, often playing a key role in a company’s financial trajectory. This article focuses on the evolution, structure, and strategic importance of these relationships. We examine how they begin as simple service agreements and evolve into complex partnerships essential for managing debt, investments, and treasury services.
The Role of Independent Advisory in Corporate Banking
Corporate banking and treasury services are crucial for companies, yet Ireland’s market appears to lack independent advisory services. Banks often fill dual roles as advisors and providers, potentially creating conflicts of interest. This can lead to suboptimal outcomes for corporate clients. As companies face tighter margins, rising costs, and complex funding needs, the absence of impartial advice can mean missed opportunities and hidden inefficiencies. Exploring this issue reveals why an independent perspective is no longer optional but essential.