About Us

Finalysis was established in 1990 by experienced bankers and accountants at Nova, UCD’s Business Innovation Centre, Dublin.

The founders identified a critical gap in the financial services market for corporates, offering international best-practice banking strategies and delivering high savings for their banking and treasury operations.

Much of Finalysis' early work was commissioned by SKC/KPMG.

Finalysis Objectives

To advise corporations on:

  • Borrowings and best capital structures
  • Currency strategies, natural and other hedging techniques and systems
  • Cash management across currencies, bank deposits and in-house banking arrangements
  • Comparative bank offerings and strengths, consolidating relationships, treasury systems, and identifying appropriate arrangements


  • The Finalysis objective is best-fit banking with the corporate's commercial business at the lowest cost
  • The combined skills of the team enable Finalysis to develop:
    • Holistic, rather than silo-based solutions to the corporate banking requirements,
    • Straddling multi-currency borrowings,
    • Rolling natural hedges and derivatives for currencies & investments
    • Transparent treasury systems for cash management

Core Competencies

  • Finalysis has had the benefit of 30 years of internal bank management, plus exposure to the best deals for the leading corporates
  • Supporting the negotiation of new borrowings and managing the level, cost and structure of company debt and capital
  • Managing and protecting liquidity, currency, and interest rate exposures
  • Managing the cost of other banking activities:
    • Cash Management and Treasury Systems
    • Trade Finance and Overdraft Operations
    • Transactions Charges ​
  • Finalysis proprietary banking and treasury strategies are tailor-made for clients

Uniqueness of Services

  • Finalysis reviews deliver high value annually, on average €20k per €10m turnover
  • Benefits repeat annually and continue long after the Finalysis report has been implemented.
  • The Finalysis service is highly empowering of the financial controller by illuminating Bank policies and practices
  • Confidential Reviews are undertaken off-site
  • Recent modernisation of banking practices and A.I. systems has expedited Finalysis reporting
  • Recommendations are non–disruptive, easily implemented and are available for clients’ own discretion
  • Finalysis brings “Best Practice” to clients
  • Finalysis services are available either on a fixed fee or ‘agreed results’ basis and are thereby fully self-financing, without cost downside.

Finalysis Milestones

1990 Finalysis Ireland established by Patrick Shallow, Ph.D MSc FIB(sa).

2001 Finalysis UK Ltd (Finalysisuk.co.uk) franchised to serve UK Universities and Public Sector

2016 Finalysis and Finalysis UK Ltd have completed some 500 reports for: Irish corporates, Multinationals and Universities

2020 Finalysis UK Ltd sold to Aquila Treasury Services

2021 Finalysis Ltd launchs global franchise division

2022 Finalysis Ltd expanded with a new team, plus additional patented strategies.