The Finalysis Approach
The Finalysis approach is first to identify the client's immediate ‘Aggregate and Net Corporate Positions’ and then to manage the corporate Net Position efficiently, at the lowest cost and with minimum risk to liquidity and currency.
Finalysis reviews the Chairman’s report in the corporate accounts to ensure that the ongoing banking arrangements are delivering efficiently and continuously on those objectives.
- Finalysis examines Banks employed, all borrowings, rates and maturities, liquidity policy, selection of the functional currency, hedging policies and active management, transparency of positions, rates and costs, investments and returns, all transactions costs and general Bank Charges.
- The best measure of the adequacy of a corporate’s banking arrangement is to capture a helicopter view of the group’s business, purchases, and sales, domestic and foreign, and to check that this position is fully captured and is reflected within the bank’s own, or an independent, treasury system, that the net position is reported and managed daily and that the total cost is measured against it!
- Crucially, Finalysis maximises a corporate's natural positions by identifying localised or isolated treasury activities to create amalgamations and leverage offsets.
It is rare and would be highly unusual not to find significant operating and other cost inefficiencies.
