1990 Finalysis was established at UCD’s Business Innovation Centre, Dublin by experienced bankers and accountants who identified a critical gap in the financial services market, offering high cost savings to corporates in their banking and treasury operations.
Who We Are
The Finalysis Story
To advise corporations on:
- Borrowings and best borrowing structures
- Currency strategies and systems,
- Cash management and bank deposits
- Bank relationships and relative bank strengths
- Treasury arrangements and appropriate systems
1990 Finalysis Ireland established by Patrick Shallow
2001 Finalysis UK Ltd (Finalysisuk.co.uk) established to address UK Universities and Public Sector
2016 Finalysis and Finalysis UK Ltd have completed some 400 reports for: Irish corporates, Multinationals and Universities
The combined skills of the team enables Finalysis to develop holistic, rather than silo-based solutions to the corporate banking requirements, straddling multi-currency borrowings, rolling natural hedging and derivatives , plus transparent treasury systems for cash management. The Finalysis objective is best-fit banking at lowest operating cost!
- Managing liquidity, currency and interest rate risk exposures
- Managing the cost of other banking activities, e.g.
- Treasury and Cash Management Systems
- Overdraft operations and trade finance
- Transactions charges
- Managing and evaluating the initial bank tendering process
- Supporting the negotiation of new borrowings and managing the level, cost and structure of company debt.
- Finalysis proprietary banking and treasury strategies are tailor-made for clients
Uniqueness of Services
- Finalysis reviews deliver high value, €100k per €50m turnover
- Benefits repeat annually – savings continue long after Finalysis report
- Highly empowering of the financial controller positive impact on Banking Relationships
- Finalysis services are available either on a fixed fee or ‘agreed results’ basis and are thereby fully self-financing, without cost downside
- Confidential Reviews are undertaken off -site
- Recommendations are non – disruptive and easily implemented. Finalysis experts in Banking and Treasury bring “Best Practice” to clients
Dr Patrick Shallow
A former international senior banker with a wide range of experience in Banking Finance and Mortgages gained in South Africa, London and Dublin, Patrick Shallow founded Finalysis in 1990. Prior to this, he was Managing Director of the Metropolitan Building Society and before that was Deputy MD of the retail lender, Chartered Trust, the Finance arm of Standard Chartered Bank.
Patrick identified a gap in the market for independent banking and treasury advice to corporates and considerable cost savings could be achieved based on his (and later his enlarged team) international experience and use of analytics software. Finalysis has grown considerably and has assisted many leading national and international corporates with their banking and treasury operations while at the same time maintaining those valuable relationships.
As economist with Standard Bank of South Africa in the early seventies, he specialized in the analysis of branch performance and profitability – the focus then being on optimizing the bank’s branch network. He gained many valuable insights into bank pricing, money transmission and currency management.
Based on the success of the Irish Finalysis operation, Patrick established Finalysis UK www.finalysisuk.co.uk to address the international market from there, specializing in the Public and University sectors. By 2016 Finalysis reports for multinationals, universities and corporates numbered almost 400. In 2002, based on his PhD research, Patrick also founded the successful credit risk analytics company, Credit Expo ltd. (www.creditexopo.ie) for measuring credit risk in consumer finance as well as for banks and credit unions.
Patrick holds a B.Comm. Degree (Law and Economics) from the University of the Witwatersrand, Johannesburg; a M.Sc. from TCD, Dublin and a PhD in Banking from the Smurfit Business School, Dublin. Patrick has presented regularly on Banking at University College, Dublin. He is a contributor to Finance Magazine and Business & Finance. He is also a Fellow of the Institute of Bankers.
Albert Prendiville has built a career in financial services since 1985 working as a Stockbroker, Investment Manager, Trader and Treasurer. He has gained considerable expertise in financial instruments such as Interest Rate Swaps, Foreign Exchange, Currency Forwards, Credit Default Swaps, Futures, Options, Equities, Bonds and managed Euro Commercial Paper and Medium Term Note Programmes.
Previously Albert was Head of Treasury for Commerzbank Europe (Ireland) Plc where he was responsible for funding of the Bank’s balance sheet of €6 billion across a number of currencies.
As Treasurer, he also managed both the Bank’s capital and credit portfolio. Albert has also been Head of Treasury and Investment Management for Dresdner Bank (Ireland) Plc where he was responsible for managing €3 billion of investment portfolios on behalf of corporate clients as well as managing the bank’s credit bond book, capital book and funding the bank.
Albert has also worked as an interest rate trader for KBC Bank (Ireland) where he managed the Bank’s Sterling Book and priced Currency Forwards for the corporate desk. In addition he was Head of Risk for Carne Global Financial Services (Ireland) Ltd where he set up and implemented risk framework processes and policies for Investment funds.
Albert holds a BA in Mathematics and Economics from University College Dublin (UCD) and attained a first class honours in an MBA from the Smurfit Business School, UCD, Dublin. He is also a Registered Stockbroker and a Chartered Banker.
Colin is a former banking professional with in excess of 38 years experience in the financial services industry. He commenced his career with Allied Irish Banks plc where he worked in retail branch banking, commercial and corporate banking. In late 1991, Colin moved to the Ulster Bank Group (“UB”) where he worked in various managerial positions leading teams which provided a wide range of banking services, including loan and treasury products to large corporate customers.
With over 18 years’ experience in corporate banking, Colin has built a considerable range of knowledge in a variety of industry sectors, including but not limited to wholesale and retail distribution, property and building services, the red meat sector and the hotel and leisure industry. Colin has arranged a considerable number of bilateral and syndicated loan packages across these sectors. He also possesses a substantial knowledge of loan agreements and legal and security documentation.
In July 2008, Colin moved from the corporate banking division into the Global Restructuring Group (“GRG”), subsequently RBS Capital Resolution (“RCR”) within UB where he held the position of Specialist Restructuring Director. Following the establishment of RCR in late 2013, Colin worked as a Director with responsibility for deleveraging and disposing of a portfolio of customers.
During this period from 2008, Colin successfully negotiated and completed a number of large complex corporate debt/balance sheet restructures within GRG, including multi-banked transactions requiring strong UB representation, debt for equity swaps and other equity options. Colin also negotiated and completed a number of large corporate loan sale transactions with private equity, investment and distressed debt funds.
Colin holds a Certified Diploma in Accounting & Finance from The Chartered Association of Certified Accountants and a Professional Banking Diploma from The Institute of Bankers in Ireland. He is also a Licentiate member of The Institute of Bankers in Ireland.