Back to site

©2021. All rights reserved.
Crafted by 4Property.


Dr Patrick Shallow 

A former international senior banker with a wide range of experience in Banking Finance and Mortgages gained in South Africa, London and Dublin, Patrick Shallow founded Finalysis in 1990. Prior to this, he was Managing Director of the Metropolitan Building Society and before that was Deputy MD of the retail lender, Chartered Trust, the Finance arm of Standard Chartered Bank.

As an experienced Banker, Patrick identified a gap in the market for independent banking and treasury advice to corporates where considerable cost savings could be achieved based on his and that of his enlarged team international experience and use of analytics software. 

As economist with Standard Bank of South Africa, he specialized in the analysis of branch performance and profitability – the focus then being on optimizing the bank’s branch network. He gained many valuable insights into bank pricing, money transmission and currency management.

Based on the success of the Irish Finalysis operation, Patrick established Finalysis UK  to address the international market from there, specializing in the Public and University sectors. By 2016 Finalysis reports for multinationals, universities and corporates numbered almost 400. In 2002, based on his PhD research, Patrick also founded the successful credit risk analytics company, Credit Expo ltd. ( for measuring credit risk in consumer finance as well as for banks and credit unions.

Patrick holds a Comm. Degree (Law and Economics) from the University of the Witwatersrand, Johannesburg; an M.Sc. from TCD, Dublin and a PhD in Banking from the Smurfit Business School, Dublin. He has presented regularly on Banking at University College, Dublin. is a contributor to Finance Magazine and Business & Finance.  He is also a Fellow of the Institute of Bankers.

Albert Prendiville

Albert Prendiville has built a career in financial services since 1985, working as a Stockbroker, Investment Manager,     Trader and Treasurer. He has gained considerable expertise in financial instruments such as Interest Rate       Swaps, Foreign Exchange, Currency Forwards, Credit Default Swaps, Futures, Options, Equities, Bonds and managed Euro Commercial Paper and Medium Term Note Programmes.

Previously Albert was Head of Treasury for Commerzbank Europe (Ireland) Plc where he was responsible for funding  the Bank’s balance sheet of €6 billion across a number of currencies. As Treasurer, he also managed both the Bank’s capital and credit portfolio. Albert has also been Head of Treasury and Investment Management for Dresdner Bank (Ireland) Plc where he was responsible for managing €3 billion of investment portfolios on behalf of corporate clients as well as managing the bank’s credit bond book, capital book and funding the bank.

Albert  also worked as an interest rate trader for KBC Bank (Ireland) where he managed the Bank’s Sterling Book and priced Currency Forwards for the corporate desk.

Albert holds a BA in Mathematics and Economics from University College Dublin (UCD) and attained a first-class honour in an MBA from the Smurfit Business School, UCD, Dublin. He is also a Registered Stockbroker and a Chartered Banker.

  Colin Motyer 

Colin is a former banking professional with over 38 years’ experience in the financial services industry. He commenced       his career with Allied  Irish Banks plc where he worked in retail branch banking, commercial and corporate banking. In       ate 1991, Colin moved to the Ulster Bank Group (“UB”) where he worked in various managerial positions leading teams which provided a wide range of banking services, including loan and treasury products to large corporate customers.

With over 18 years’ experience in corporate banking, Colin has built a considerable range of knowledge in a variety of industry sectors, including but not limited to wholesale and retail distribution, property and building services, the red meat sector and the hotel and leisure industry. Colin has arranged a considerable number of bilateral and syndicated loan packages across these sectors. He also possesses a substantial knowledge of loan agreements and legal and security documentation.

In July 2008, Colin moved from the corporate banking division into the Global Restructuring Group (“GRG”), subsequently RBS Capital Resolution (“RCR”) within UB where he held the position of Specialist Restructuring Director. Following the establishment of RCR in late 2013, Colin worked as a Director with responsibility for deleveraging and disposing of a portfolio of customers.

During this period from 2008, Colin successfully negotiated and completed a number of large complex corporate debt/balance sheet restructures within GRG, including multi-banked transactions requiring strong UB representation, debt for equity swaps and other equity options. Colin also negotiated and completed a number of large corporate loan sale transactions with private equity, investment and distressed debt funds.

Colin holds a Certified Diploma in Accounting & Finance from The Chartered Association of Certified Accountants and a Professional Banking Diploma from The Institute of Bankers in Ireland. He is also a Licentiate member of The Institute of Bankers in Ireland.